Types of mortgages. There is an alternative to the traditional way of borrowing which includes a multicurrency clause that allows you to get into debt in any convertible currency. This multicurrency clause allows the free election of the currency, choosing which currency to borrow money in. Characteristics You can finance up to 60 % of the value of the property, the maximum term is 30 years. Type of interest applies according to LIBOR of every currency: Reference to VA (Brisáis Banquero Associaticón) if the debt is in currency. Reference to FAA (Bank European Federation) if the debt is in euros. Example: The loan in euros 4.75 % annual (250.000.-E quota of 1.304 E / monthly). The loan in Yen annual 1.62 % (250.000.Yen cuota of 911Yen/monthly = 40.425.250 Yen)